Money Train

Money Train: The Relax Gaming Slot That Launched a Franchise

Reels, Paylines and Bet Range

Money Train plays on a 5-reel, 4-row grid with 40 fixed paylines. This is a traditional payline slot rather than a cluster or pay-anywhere game, so wins are formed by matching symbols along the 40 fixed lines from the leftmost reel. Stakes run from 0.10 per spin at Slottomat. The base game uses card royals (J through A) for the lower-value symbols, with Wild West outlaw characters as the premium icons.

The Money Cart Bonus Round

The bonus is the reason Money Train earned its reputation. It triggers when bonus symbols land on reels 1, 3 and 5, moving you into a separate train cart with 20 symbol positions. You begin with three respins, and the respin counter resets back to three every time a new special symbol lands. The round ends only when no new symbols arrive across consecutive spins, so a hot cart can run for a long, escalating sequence.

Bonus Symbols and How They Combine

Inside the Money Cart, value comes from a set of special symbols that interact with one another:

• Payer: awards the cash value shown on the symbol.
• Collector: gathers the values of every Payer on the board and adds them to its own total.
• Collector and Payer hybrids: both pay out their own value and collect from others.
• Widener: opens additional rows on its reel, expanding the number of positions in play.

The biggest wins come when a Widener has expanded the cart, several Payers have built up large values, and a Collector then sweeps the entire board in a single hit.

RTP, Volatility and Win Potential

Money Train runs at a 96.2% RTP, in the mid-range for online slots. Its volatility is high: expect long stretches of quiet base-game spins punctuated by the occasional bonus trigger that carries almost all of the game's payout potential. The maximum win is capped at 20,000 times your stake, achievable only through a strong Money Cart sequence. This profile suits players with the patience and balance to chase the feature.

Playing the Money Train Demo

The free demo at Slottomat is the most useful way to understand Money Train before committing real funds. Use it to learn the bonus trigger, watch how Collectors and Wideners interact, and get a feel for the dry spells that come with high volatility. Because the major win potential is concentrated in the Money Cart, free play is the safest way to see how the feature pays.

Money Train and Its Sequels

The original spawned a series. Money Train 4 expands the formula with new modifiers and bigger ceilings, while Money Cart 3 spins the bonus round off into a standalone "bonus-only" experience that drops you straight into the cart. The newer Bill & Coin Dream Drop shows the studio applying its modifier-collection ideas to a fresh theme.