Money Train 2 Slot | 50,000x Max Win | Free Demo & Review

Complete Slot Review 2026

Money Train 2 by Relax Gaming is one of the most popular online slots since it dropped on September 2, 2020. This sequel takes everything players loved about the original Money Train and cranks it up. With a 96.40% RTP, extremely high volatility, and a maximum win of 50,000x your stake, it's earned a spot among the top-tier online slots out there.

The game runs on a 5-reel, 4-row grid with 40 fixed paylines. You can bet anywhere from 0.10 to 20 per spin. What really makes Money Train 2 stand out is the Money Cart Bonus Round, packed with special character symbols that can combine for seriously big wins. The 19.55% hit frequency means you'll land a winning combo roughly once every five spins during regular play.

Theme and Graphics

Money Train 2 drops you into a Wild West world fused with steampunk style. Forget your typical Western slot -- Relax Gaming built a visual universe where frontier grit collides with steam-powered tech. The result? A fresh, inventive look that cuts through the noise in a crowded market.

The backdrop is a dusty, deserted landscape, and the action unfolds aboard a rickety but mean-looking train carriage. This beast rides on rails and comes loaded with gears, pipes, ducts, and plenty of weaponry. Every visual detail pulls you deeper into this post-apocalyptic Wild West vibe that feels like Mad Max on rails.

The high-paying symbols are renegade outlaws kitted out with cyberpunk upgrades and coal-powered tech. They're vividly designed with slick animations and expressive details that come alive during play. The steampunk look carries over to the UI too, framed with weathered metals and industrial bits.

The audiovisual package works hand in hand, with a soundtrack that nails the theme. During bonus rounds, things heat up with explosions, gunfire, and train horns. Animations are smooth and responsive, symbols scroll cleanly across the reels, and the overall production quality is a clear step up from the 2019 original.

Gameplay Mechanics

Money Train 2 keeps things simple at its core. The base game uses a 5-reel, 4-row layout with 40 fixed paylines paying left to right. Bets range from 0.10 up to 20 per spin, so it's accessible for casual players but still offers real action for those betting bigger.

Base game symbols include card royals for the lower-paying spots and distinctive outlaw characters for premium wins. The Wild substitutes for all regular paying symbols, helping complete winning combos across the reels.

Respin Feature: Here's one of the base game highlights. When exactly 2 scatter symbols land, each one reveals a multiplier value. Those multipliers get added together and a respin kicks off. Respins keep going until you hit a winner, with the multiplier bumping up by +1 for every non-winning spin. When a win finally connects, that stacked multiplier applies to the total payout. It's a real chance for solid wins outside the main bonus.

Regular spin volatility sits between medium and high, giving you a balanced experience that keeps things interesting without too many dead stretches. But once the bonus round fires up? That's when volatility goes through the roof and the real win potential kicks in.

Bonus Features

The star of Money Train 2 is the Money Cart Bonus Round. It triggers when 3 or more scatters land anywhere on the reels. This is where the game really comes alive, delivering one of the most exciting bonus experiences you'll find in modern slots.

When the bonus triggers, you start with 3 respins. Each scatter that lands reveals a cash value or a special character symbol, and every new symbol resets the respin counter back to 3. The bonus keeps rolling until no new symbols land for 3 straight spins. Then all revealed values get collected and paid out.

The special character symbols are what make the Money Cart Bonus truly stand out:

Standard Special Symbols

• Payer: Reveals a multiplier that gets added to all other visible symbols on the reels. This can dramatically increase the value of every symbol in play.
• Collector: Reveals a multiplier and then collects all visible values on the reels, adding them to its own value. This creates exponential win potential.
• Collector/Payer: Combines both functions, adding a multiplier to all other symbols while also collecting their total value. This powerful hybrid can trigger massive wins.
• Sniper: Doubles the value of 3 to 8 other bonus symbols. The Sniper can target the same symbol multiple times, potentially quadrupling or octupling individual values.
• Necromancer: Brings 1 to 6 already-used symbols back to life. This means Collectors, Payers, Snipers, or Collector/Payers that have already activated can trigger again.
• Reset Plus: Increases the starting number of respins, extending the bonus duration and increasing opportunities for more symbols to land.

Persistent Special Symbols

The persistent versions of these characters are absolute game-changers. They activate on every remaining spin instead of just once:

• Persistent Payer: Reveals a multiplier that gets added to all other visible symbols during the spin it lands AND on all remaining spins in the bonus round.
• Persistent Collector: Reveals a multiplier and collects all visible values, adding them to its own value. This collection happens on every remaining spin, compounding the wins exponentially.
• Persistent Sniper: Doubles the value of 3 to 8 other symbols on the spin it lands and continues doing so on all remaining spins. The repeated doubling can create astronomical multipliers.

Expanding Grid Feature

Here's where things get wild. During the Money Cart Bonus, if any reel fills up completely with symbols, an extra reel unlocks. The grid can grow from the standard 5x4 all the way up to a 7x4 layout, adding 2 more reels and a lot more room for valuable symbols. Fill all 28 positions on the fully expanded 7x4 grid? You get a bonus 500x on top of your calculated win.

Golden Bonus Symbols

Golden Bonus Symbols can show multiplier values up to 200x your stake on a single symbol. Combine that with the special character abilities and you're looking at some jaw-dropping win potential.

Bonus Buy Feature

Want to skip straight to the action? Money Train 2 has a Bonus Buy Feature where available. For 100x your stake, you can jump right into the Money Cart Bonus Round. Even better, using the bonus buy pushes the RTP up to 98%, making it one of the most player-friendly feature buy options in any slot. Just know that this feature isn't available everywhere -- it's restricted in certain jurisdictions, including the UK.

RTP and Volatility Analysis

Money Train 2 has a default RTP of 96.40%, comfortably above the industry average for online slots. This percentage is the theoretical long-term return, though your individual sessions will swing quite a bit thanks to the game's high volatility.

One thing to keep in mind: Money Train 2 uses an RTP range system. Different casinos may run different RTP versions. The two main configurations are:

• 96.40% RTP: The optimal player-friendly version that should be sought out when possible.
• 94.40% RTP: A reduced version that some casinos may implement. Players are advised to check the game rules or paytable to confirm which version they're playing.

With the Bonus Buy Feature, the RTP jumps to 98%, making it one of the best feature purchase deals you'll find in any online slot.

Volatility is rated 5 out of 5, putting Money Train 2 firmly in extremely high variance territory. What does that mean for you?

• Wins tend to be less frequent but significantly larger when they occur.
• Extended losing streaks are possible during base game play.
• Bankroll management is crucial for an enjoyable experience.
• The bonus round is where the majority of significant wins will occur.
• Patient players who can weather variance are best suited for this game.

The 19.55% hit frequency still gives you some base game action -- roughly a win every five spins on average. That helps keep you engaged during regular play while building up the excitement for those potentially huge bonus round payouts.

Max Win Potential

Money Train 2 tops out at 50,000x your stake. That puts it among the highest-paying slots you can play online. It's also a massive jump from the original Money Train, which capped at 20,000x.

To put this in perspective:

• At the minimum bet of €0.10, the maximum win would be €5,000.
• At €1 per spin, players could potentially win €50,000.
• At the maximum bet of €20 per spin, the theoretical maximum payout reaches €1,000,000.

Achieving the maximum win requires an optimal combination of events during the Money Cart Bonus:

• Expanding the grid to the full 7x4 configuration.
• Landing multiple Persistent Collectors and Persistent Payers.
• Having Snipers repeatedly double symbol values.
• Necromancers reviving spent special symbols for additional activations.
• High-value Golden Bonus Symbols appearing throughout the bonus.
• Filling all 28 positions for the additional 500x bonus.

Hitting the maximum win takes an ideal chain of events during the Money Cart Bonus:

Mobile Compatibility

The 50,000x cap is the theoretical ceiling and it's extremely rare. That said, wins in the 1,000x to 10,000x range are well-documented among players who trigger strong bonus rounds. The expanding grid and persistent symbol combos create real paths to life-changing wins that most other slots simply can't match.

Money Train 2 is built with HTML5, so it runs smoothly on all modern devices and platforms. Relax Gaming optimized the slot for mobile play, knowing that plenty of players prefer spinning on their phones and tablets.

• iOS Compatibility: Runs flawlessly on iPhones and iPads through mobile browsers such as Safari and Chrome.
• Android Support: Full functionality on Android phones and tablets of all screen sizes.
• Windows Devices: Compatible with Windows tablets and touch-screen laptops.
• Responsive Design: The interface automatically scales and adjusts to fit any screen size, from compact smartphones to large tablets.
• Touch Optimization: All buttons, menus, and reel interactions are designed for intuitive touchscreen control.

The mobile experience includes:

Visual quality holds up no matter what device you're on. The steampunk graphics and smooth animations translate well to smaller screens. You get the same exciting Money Cart Bonus whether you're at home on desktop or playing on the go.

Pros and Cons

Pros

• Exceptional Maximum Win: The 50,000x max win potential is among the highest in the industry, offering genuine life-changing possibilities.
• Innovative Bonus Mechanics: The combination of persistent symbols, character abilities, and expanding grids creates one of the most engaging bonus rounds available.
• Above-Average RTP: At 96.40%, the default RTP is player-friendly, with the bonus buy option pushing to an remarkable 98%.
• Outstanding Visual Design: The unique steampunk Wild West aesthetic sets it apart from generic themed slots.
• Excellent Mobile Optimization: Seamless experience across all devices without sacrificing quality or features.
• Bonus Buy Option: Players can skip the base game grind when desired (where available).
• Expanding Grid: The 7x4 potential layout adds extra excitement and win potential to bonus rounds.
• Multiple Win Pathways: Various symbol combinations can lead to massive wins, keeping bonus rounds unpredictable and exciting.

Cons

• Extremely High Volatility: Not suitable for players with limited bankrolls or those who prefer steady, smaller wins.
• Bonus Dependency: Significant wins are almost exclusively tied to the bonus round; base game payouts are modest.
• RTP Variations: Some casinos offer the reduced 94.40% version, requiring players to verify the RTP before playing.
• Bonus Buy Restrictions: The feature purchase option is unavailable in certain jurisdictions including the UK.
• Potential for Extended Dry Spells: High volatility means players may experience long periods without bonus triggers.
• Limited Bet Range: Maximum bet of €20 may be restrictive for high-stakes players accustomed to larger wager options.
• Complexity: The numerous bonus symbol types and mechanics may be overwhelming for casual players new to feature-rich slots.

Expert Verdict

No downloads or app installs needed. Just open Money Train 2 through your casino's mobile site or app and it loads right up in the browser. You'll need an internet connection for real-money play, though some casinos offer demo versions that work with spotty connectivity.

Money Train 2 is a high-volatility slot done right. It builds on the original's foundation and delivers an experience that's earned its place among the best online slots of the past decade. Relax Gaming nailed every aspect -- from the steampunk look to the complex but intuitive bonus system.

The Money Cart Bonus Round is the game's biggest achievement. Persistent symbols, character abilities, and the expanding grid create endless combos that keep every bonus feeling fresh. Few slots can match the tension when multiple persistent collectors and payers line up, or when a well-timed Necromancer brings expired abilities back into play.

With a 96.40% RTP and 50,000x max win, the math favors players chasing big-win potential. The 98% RTP bonus buy is especially appealing if you want quick access to the main event, though it's not available in every region.

That said, Money Train 2 isn't for everyone. The extreme volatility demands patience, solid bankroll management, and realistic expectations. You should know going in that the big wins come from bonus rounds that may take time to trigger. Short sessions might not show you what this game can really do.

Recommended for: Experienced slot players who like high-risk, high-reward gameplay; fans of creative bonus mechanics; players with bankrolls big enough to ride out the variance; anyone chasing maximum win potential.

Overall Rating: 9.5/10

Not recommended for: Casual players who prefer frequent small wins; those on tight session budgets; newcomers to online slots who might find the complexity overwhelming.